BANK HOLIDAY SALE ENDS IN
September 1, 2016 00:00:00
BANK HOLIDAY SAVINGS

Call: 01252 372 949

Interest Free Sofas Finance

Available both in store and online for orders over £2000, our finance option is a great way of spreading out the cost of your furniture over 12 or 24 months, paying a deposit of just 20% upfront.

If you’re unsure about which payment method is best for you, your salesperson will be happy to go through the all of the options and how they work, to help you come to a decision about which one is right for you. And, should you choose to pay by finance, they’ll go through the application process with you in-store where you will receive an instant decision.

You can also apply for finance online, which couldn't be easier or more convenient. Once you've chosen the products you'd like to purchase, simply select the ‘pay by finance option’ which will automatically calculate your deposit. Once you have completed the purchase, paying the deposit only, you will be redirected to the finance application form which you can complete online and submit, for an instant decision.

Our finance agreements are provided by Hitachi Personal Finance, a division of Hitachi Capital (UK) PLC, Authorised and Regulated by the Financial Conduct Authority, offering you trust and reliability in your credit agreement.

 

All you need to do is:

  1. Spend a minimum £2,000 and above
  2. Place a 20% deposit
  3. Minimum finance amount after deposit £1,600 and above

We offer 2 simple finance options to help you spread the cost of your purchases.

  • 12 months interest free finance on orders of £2,000 and above
  • 24 months interest free finance on orders of £6,000 and above

The table below shows you how much monthly repayments will be based on the total order value.

For help with your finance please call 01252 372 949

Order
Value
Term
(Months)
Deposit
(20%)
Monthly
Payments
£2,000 12 £400 £133.33
£4,000 12 £800 £266.67
£6,000 24 £1,200 £200.00
£8,000 24 £1,600 £266.67

Representative Example:

  • Cash Price £2,000.00
  • Deposit £400.00
  • 0% APR representative
  • Interest rate 0% fixed
  • Number of Payments 12
  • Monthly Payment £133.33
  • Total Amount payable £2,000.00

ELIGIBILITY CRITERIA

To be eligible to pay by finance for you furniture, you must meet the following criteria:

  • Be 18 years of age or above;
  • You or your partner are in permanent paid employment (over 16 hours per week), retired (receiving a pension) or self employed
  • Been resident in the UK for at least 12 months and will continue your residency in the UK
  • Have Bank or Building Society current account details available to be able to complete the direct debit instruction

Applications will not normally be accepted in the following circumstances:

  • If you and your partner are unemployed
  • Students

Here are some of the most commonly asked questions regarding online finance:

 

Q. HOW DO I CHOOSE TO PAY BY INTEREST FREE CREDIT WHEN BUYING ONLINE?

 

Q. WHEN DO MY REPAYMENTS START?

 

Q. ARE THERE ANY ARRANGEMENT FEES OR HIDDEN EXTRAS FOR CREDIT?

 

Q. ONCE MY APPLICATION IS APPROVED, WHAT HAPPENS NEXT?

 

Q. WILL YOU CREDIT SCORE ME AND IF SO, WHAT DOES THIS MEAN?

 

Q. IF YOU DECLINE MY APPLICATION, WHAT IS THE REASON?

 

Q. WHAT TYPE OF INFORMATION DO CREDIT REFERENCE AGENCIES HOLD ABOUT ME?

 

Q. HOW DO I OBTAIN A COPY OF THIS INFORMATION?

 

Q. IF MY APPLICATION IS NOT SUCCESSFUL, CAN I RE-APPLY?

 

Q. WHO IS ELIGIBLE TO APPLY FOR ONLINE FINANCE?

 

Q. CAN I REQUEST DELIVERY TO AN ADDRESS OTHER THAN MY HOME?